Sunday, May 08, 2016

The Poverty Level—Really?

According to the Health and Human Services website, the poverty level for a single person living in the United States is $26,000.* That comes to $2,166 per month. I live on $1,228 per month, which is almost half that amount. One would think a person living that far below the poverty level would qualify for all kinds of assistance.

I get some help, but since I do not have any children living with me, it’s limited. There’s Medicare. I paid into that for over thirty years, but I can’t afford to use it. That’s because Medicare only pays 80% of each bill. I have to come up with the other 20%, and that can be a lot. Oh, and that does not cover transportation. I had chest pains last year and called 911. The ride to a civilian hospital cost me almost a thousand dollars. Well, actually, I still owe the Fire Department. I haven’t been able to afford to pay it.

After Medicare paid the hospital, I owed them another thousand, and I still owe several hundred to various doctors. I have no idea when I’ll be able to pay them. When I make it onto the New York Times Best Seller List? Get on Jeopardy and win? When my number comes up in the Publisher’s Clearing House Sweepstakes? When I remember to play the lottery and win? Get struck by lightning, sue God, and get a settlement?

And Medicare doesn’t include glasses or teeth at all. A few years ago, I had a bad tooth. Know how I treated it? A string, a door knob, and a good, swift kick.


You may have noticed above I said they took me to a civilian hospital. That’s right. I’m a veteran. At a time in our history when most people were spitting on guys in uniform, I said, “Hey, they didn’t ask to go over to some God-forsaken jungle and get all shot up. They need people to fix ’em up when they come home.” Besides, I wanted to be a nurse, but I couldn’t afford nursing school and I figured the GI Bill would pay for it when I got out. So I joined the Navy. I never thought the day would come when I’d use any of the other benefits that came with it—like getting care at a VA hospital.

But, I’m bi-polar, and that doesn’t make for a very steady work history. I was a bang-up temp. Everybody loved me, and clients would request me. As long as I didn’t stay in one office too long, I did a great job. But if I was anywhere for more than a few months, the cracks started to show. The depression set in, or I got to know people well enough to go off on them. That’s not a pretty picture, let me tell you. The thing is, the way to keep busy as a temp is to work for more than one agency. And temp agencies don’t provide things like health, dental, or pensions. They’re supposed to be stepping-stones to permanent employment. But I only made that transition once or twice, and each of those jobs only lasted a few years. So when I finally realized I was bi-polar and went on disability, I had no nest-egg. Nothing. No net. Try living on $1228/month and see how far you get.


So, let’s see what else is out there. The VA. Free medical care! Not quite. Since I never served in combat and I was perfectly healthy (albeit suffering from morning sickness and the exhaustion of pregnancy), my disability is not considered “service-connected.” I keep telling the VA a sailor got me pregnant, but somehow my honeymoon doesn’t count. But I’m well under the poverty level, so I should get free care. Right? Well, I can see my docs for free, but I have to pay for my meds.  That’s $8.00 per med per 30 days’ supply. I’m on six medications right now, so that’s $64.00/month. Unless I get a ninety-day supply of something. Then I have to pay $24.00 for that med that month. If I get an infection and one of my docs orders a seven-day course of an antibiotic—yup. That’s $8.00. If I can’t pay these bills, the Federal Government can and will garnish my Social Security.

Glasses? I luck out there. I’m diabetic and I have a long history of eye problems including a detached vitreous humor, so they do cover those. Teeth? Nope. Only veterans who have a service-connected disability of at least sixty or seventy percent get dental care. Or people who have retired from the military. Back to the door and string.

I do qualify for subsidized senior housing. Just barely. Actually, being a vet helped there. It moved my name to the top of a years’-long list. My rent is one-third of my income. I would either have to live with my kids or in a box if I didn’t qualify for this. That would mean having to give up my cats. Thank goodness this building allowed me to keep both of my cats.

I qualify for help with my energy bills. I get about $100 per year. That goes a long way. In the summer if I run my air conditioner, my bills can get up to $50 per month. The rest of the year, they average $30. I don’t use that much juice. The charge for electricity is somewhere under $10. The rest of the bill is the charge for “delivery.” I guess it costs a lot of money to maintain the grid. One of my neighbors pointed out that there are a hundred units in this building, and the electric company’s charging twenty bucks for “delivery” to each unit.  They’re collecting $2,000 from this building alone for one wire coming into the place.

Finally, there are “Food Stamps.” Today the program is called SNAP. I read the average person on this program receives $29.00 a month. Gwyneth Paltrow tried to live on $29.00 worth of groceries for a month. She didn’t even make it through a week. Remember, I’m at about half the poverty level for a single person? Yes, I get SNAP benefits. I get all of $16.00 per month. If I lived on mac & cheese and ramen noodles with tap water, that’d be plenty of money. You can get five packages of ramen noodles for a buck, and Aldi’s has generic mac & cheese for about 33 cents a box for weekends.

However, they’re made with wheat. I don’t have celiac disease, but I am “sensitive” to glutens, which are found in wheat, rye and barley. When I eat them, my fingers swell and hurt, I get bloated, gassy, and have other intestinal problems, and it exacerbates my fibro-myalgia, chronic fatigue, and depression. Not only can I not live on a ramen noodle/mac & cheese diet, the cheapest gluten-free bread I’ve found is at Aldi’s for four bucks a loaf. $16.00 in SNAP benefits might keep me in bread for a month, but nothing else. I’m also diabetic, so I have to watch my intake of carbs in general. That means I need to eat fresh foods—salads, fresh or frozen veggies, non-processed meats, etc. I have high blood pressure and a tendency toward high cholesterol, so I have to watch my sodium and saturated fats. Those foods are all more expensive than their processed counterparts.

As for tap water—ours comes out cloudy and tastes like chlorinated dish water. Most people around here either buy bottled water or have filtration systems. I don’t like water anyway. But I keep bottles of tap water in my fridge and make tea with lots of artificial sweetener. Everyone tells me I should use Stevia because it’s natural. Have you seen what that stuff costs? I’ll take my chances with cancer and stick with aspartame.

I would love to live at or even just above the poverty level. Two thousand dollars a month? I know of apartment complexes downstate that don’t charge much more for rent than I’m paying now, include dishwashers, and are larger than my place. They also allow my cats. I had to move out of one when I bought a newer car. I moved up to the Chicago area and lived with my daughter until she got engaged and moved in with her then-fiancé and his kids. That’s when I moved in here. There just wasn’t room for all of us. My bed was in the living room. I cracked up the morning their priest came by and woke me. He about had a cardiac arrest when he came in and realized he was in my bedroom. I said, “Take a step to the left and you’ll be in my office, Father.”

I just don’t get why the government sets the poverty level so high, and then sets the ceiling for assistance so low. It simply doesn’t make sense. And if the Tea-baggers get their way, there will be no Social Security, no Medicare, no SNAP, no Planned Parenthood, and no Head Start.


But you know who haven’t had to worry a bit about where their next meals were coming from, or how to pay for their meds, or whether or not they’d be able to make their rent for the past forty years? Charles Manson and his cronies. How is that fair? I served my country and there I was with a string tied around my tooth. Yet those people killed a bunch of people, carved a baby out of a woman’s abdomen, and they gets better care than thousands of veterans like me. What’s wrong with this picture? Think about that, Tea-baggers.

Thanks for visiting.

Sunday, April 24, 2016

Cinder the Fae by Rebekah R. Ganiere




Will Cinderella make it to the ball? She did in the fairy tale, but in these fresh takes on the original, just about anything can happen—and usually does. Fifteen romance authors have served up delicious samples of their Cinderella-themed stories, along with a feast of tasty treats and glitzy party ideas. Tap into your inner princess and indulge in excerpts sparkling with dream-come-true romance, nail-biting suspense, haunting magic, bubbly chick lit humor and tear-jerking heartaches.

After sampling our tasty morsels, you’ll find a treasure-trove of recipes and ideas to inspire your next party. Let the Glass Slipper Sisters style your regal table to perfection, thanks to the gorgeous, but quick and inexpensive adornments and easy-to-prepare scrumptious delights. You’ll even find a few party games that can be adapted for your royal guests whatever their age. Excerpts from the following books are included within the pages.

Cinder the Fae by Rebekah R. Ganiere
Cinderella Had it Easy by Jennifer Connor
The Cinderella Princess by Melissa McClone
The Cinderella Series ~ the collection by Kae Elle Wheeler
Cinderella's Enchanted Night by Amber Daulton
Fairy Tale Flirts! 5 Romantic Short Stories by Lisa Scott
Fooling around with Cinderella by Stacy Juba
Home Sweet Texas Home by Caroline Clemmons
Nobody's Cinderella by Joan Reeves
Pumpkin: A CinderMama Story by Ines Johnson
Savage Cinderella by P. J. Sharon
Second Chance Cinderella by Sharon Kleve
Spellbound Cinderella by Angela Ford
The Thin Person Inside by Rochelle Weber
Wishful Thinking by Lynette Sofras

You can get The Cinderella Treasure Trove for free at the following venues:

BN:         http://tinyurl.com/cttriwbn

We call ourselves the #GlassSlipperSisters, and for the next few weeks, I plan to host each of my fellow Glass Slipper Sisters, and highlight her book. This week, I’d like to showcase Cinder the Fae by Rebekah R. Ganiere.

The Plot:

Cinder the Fae is the Fourth book in the Fairelle Series.

She’s the rebel outcast whose magic is used to keep her family afloat. He’s the law abiding Prince who doesn’t want to get married. Can their friendship blossom into something more before her step mother steps in and destroys everything?

Bio:

Rebekah grew up on both the east and west coasts and currently lives in the Los Angeles area. From the Giving Tree by Shel Silverstein to The Stand by Stephen King, Rebekah immersed herself in other people's made up worlds. She began writing in junior high and then found she liked pretending to be other people's characters in high school. Lettering in drama she went on to study theater in college as well. After college she continued acting till becoming a mom. Ultimately, she ended up going back to writing her characters down instead of acting them out, so she could stay at home with her kids.

Rebekah is an Award Winning Bestselling Author. Her novel Dead Awakenings, debuted in January 2014. Red the Were Hunter, the first in her Fairelle Series won the Paranormal Romance Guild's Fantasy Book of the year 2014. The second book Snow the Vampire Slayer was released in September. And the Series itself won Best Fantasy Series of the year. And her trilogy The Society was released with Kensington Lyrical Press.

Rebekah is the VP of Communications of the Los Angeles Chapter as well as the newsletter editor of the Fantasy, Futuristic & Paranormal Chapter. In her spare time when she isn't writing you can find her moderating on SavvyAuthors.com or hanging out with her husband, four children and her English Bulldog, two bearded dragons, and two tortoises. The escaped snake has yet to be found.

Price:  $1.99
Buy Links:

Sunday, April 17, 2016

Wishful Thinking by Lynette Sofras






 Will Cinderella make it to the ball? She did in the fairy tale, but in these fresh takes on the original, just about anything can happen—and usually does. Fifteen romance authors have served up delicious samples of their Cinderella-themed stories, along with a feast of tasty treats and glitzy party ideas. Tap into your inner princess and indulge in excerpts sparkling with dream-come-true romance, nail-biting suspense, haunting magic, bubbly chick lit humor and tear-jerking heartaches.

After sampling our tasty morsels, you’ll find a treasure-trove of recipes and ideas to inspire your next party. Let the Glass Slipper Sisters style your regal table to perfection, thanks to the gorgeous, but quick and inexpensive adornments and easy-to-prepare scrumptious delights. You’ll even find a few party games that can be adapted for your royal guests whatever their age. Excerpts from the following books are included within the pages.

Cinder the Fae by Rebekah R. Ganiere
Cinderella Had it Easy by Jennifer Connor
The Cinderella Princess by Melissa McClone
The Cinderella Series ~ the collection by Kae Elle Wheeler
Cinderella's Enchanted Night by Amber Daulton
Fairy Tale Flirts! 5 Romantic Short Stories by Lisa Scott
Fooling around with Cinderella by Stacy Juba
Home Sweet Texas Home by Caroline Clemmons
Nobody's Cinderella by Joan Reeves
Pumpkin: A CinderMama Story by Ines Johnson
Savage Cinderella by P. J. Sharon
Second Chance Cinderella by Sharon Kleve
Spellbound Cinderella by Angela Ford
The Thin Person Inside by Rochelle Weber
Wishful Thinking by Lynette Sofra

You can get The Cinderella Treasure Trove for free at the following venues:

BN:         http://tinyurl.com/cttriwbn

We call ourselves the #GlassSlipperSisters, and for the next few weeks, I plan to host each of my fellow Glass Slipper Sisters, and highlight her book. This week, I’d like to showcase Wishful Thinking by Lynette Sofras.

The Plot:

A high-speed blow-out in the fast lane of a busy motorway! Miraculously, Jess and her young son escape almost-certain death.

Then, like another miracle, Jess encounters Christian Goodchild, pop idol turned Hollywood A-lister, and a man most women only ever meet in their dreams. Both are touched by the enchantment of the moment—leaving them longing for more.

But Christian is enmeshed in a relationship so damaging that Jess doubts their love can survive in the glamorous but complex world of celebrity. Could it all turn out to be just wishful thinking?

Bio:

A former teacher, Lynette gave up her career in education a few years ago in order to focus on her writing and thus fulfill her childhood dream. She writes contemporary women's fiction, often involving romance with suspense or a supernatural twist. She claims Killing Jenna Crane, a romantic thriller and Unworkers a modern ghost story/women's fiction are her personal favourites to date. Her latest release The Nightclub is a romance packed with suspense.

Buy Links: