Showing posts with label Cats. Show all posts
Showing posts with label Cats. Show all posts

Sunday, May 08, 2016

The Poverty Level—Really?

According to the Health and Human Services website, the poverty level for a single person living in the United States is $26,000.* That comes to $2,166 per month. I live on $1,228 per month, which is almost half that amount. One would think a person living that far below the poverty level would qualify for all kinds of assistance.

I get some help, but since I do not have any children living with me, it’s limited. There’s Medicare. I paid into that for over thirty years, but I can’t afford to use it. That’s because Medicare only pays 80% of each bill. I have to come up with the other 20%, and that can be a lot. Oh, and that does not cover transportation. I had chest pains last year and called 911. The ride to a civilian hospital cost me almost a thousand dollars. Well, actually, I still owe the Fire Department. I haven’t been able to afford to pay it.

After Medicare paid the hospital, I owed them another thousand, and I still owe several hundred to various doctors. I have no idea when I’ll be able to pay them. When I make it onto the New York Times Best Seller List? Get on Jeopardy and win? When my number comes up in the Publisher’s Clearing House Sweepstakes? When I remember to play the lottery and win? Get struck by lightning, sue God, and get a settlement?

And Medicare doesn’t include glasses or teeth at all. A few years ago, I had a bad tooth. Know how I treated it? A string, a door knob, and a good, swift kick.


You may have noticed above I said they took me to a civilian hospital. That’s right. I’m a veteran. At a time in our history when most people were spitting on guys in uniform, I said, “Hey, they didn’t ask to go over to some God-forsaken jungle and get all shot up. They need people to fix ’em up when they come home.” Besides, I wanted to be a nurse, but I couldn’t afford nursing school and I figured the GI Bill would pay for it when I got out. So I joined the Navy. I never thought the day would come when I’d use any of the other benefits that came with it—like getting care at a VA hospital.

But, I’m bi-polar, and that doesn’t make for a very steady work history. I was a bang-up temp. Everybody loved me, and clients would request me. As long as I didn’t stay in one office too long, I did a great job. But if I was anywhere for more than a few months, the cracks started to show. The depression set in, or I got to know people well enough to go off on them. That’s not a pretty picture, let me tell you. The thing is, the way to keep busy as a temp is to work for more than one agency. And temp agencies don’t provide things like health, dental, or pensions. They’re supposed to be stepping-stones to permanent employment. But I only made that transition once or twice, and each of those jobs only lasted a few years. So when I finally realized I was bi-polar and went on disability, I had no nest-egg. Nothing. No net. Try living on $1228/month and see how far you get.


So, let’s see what else is out there. The VA. Free medical care! Not quite. Since I never served in combat and I was perfectly healthy (albeit suffering from morning sickness and the exhaustion of pregnancy), my disability is not considered “service-connected.” I keep telling the VA a sailor got me pregnant, but somehow my honeymoon doesn’t count. But I’m well under the poverty level, so I should get free care. Right? Well, I can see my docs for free, but I have to pay for my meds.  That’s $8.00 per med per 30 days’ supply. I’m on six medications right now, so that’s $64.00/month. Unless I get a ninety-day supply of something. Then I have to pay $24.00 for that med that month. If I get an infection and one of my docs orders a seven-day course of an antibiotic—yup. That’s $8.00. If I can’t pay these bills, the Federal Government can and will garnish my Social Security.

Glasses? I luck out there. I’m diabetic and I have a long history of eye problems including a detached vitreous humor, so they do cover those. Teeth? Nope. Only veterans who have a service-connected disability of at least sixty or seventy percent get dental care. Or people who have retired from the military. Back to the door and string.

I do qualify for subsidized senior housing. Just barely. Actually, being a vet helped there. It moved my name to the top of a years’-long list. My rent is one-third of my income. I would either have to live with my kids or in a box if I didn’t qualify for this. That would mean having to give up my cats. Thank goodness this building allowed me to keep both of my cats.

I qualify for help with my energy bills. I get about $100 per year. That goes a long way. In the summer if I run my air conditioner, my bills can get up to $50 per month. The rest of the year, they average $30. I don’t use that much juice. The charge for electricity is somewhere under $10. The rest of the bill is the charge for “delivery.” I guess it costs a lot of money to maintain the grid. One of my neighbors pointed out that there are a hundred units in this building, and the electric company’s charging twenty bucks for “delivery” to each unit.  They’re collecting $2,000 from this building alone for one wire coming into the place.

Finally, there are “Food Stamps.” Today the program is called SNAP. I read the average person on this program receives $29.00 a month. Gwyneth Paltrow tried to live on $29.00 worth of groceries for a month. She didn’t even make it through a week. Remember, I’m at about half the poverty level for a single person? Yes, I get SNAP benefits. I get all of $16.00 per month. If I lived on mac & cheese and ramen noodles with tap water, that’d be plenty of money. You can get five packages of ramen noodles for a buck, and Aldi’s has generic mac & cheese for about 33 cents a box for weekends.

However, they’re made with wheat. I don’t have celiac disease, but I am “sensitive” to glutens, which are found in wheat, rye and barley. When I eat them, my fingers swell and hurt, I get bloated, gassy, and have other intestinal problems, and it exacerbates my fibro-myalgia, chronic fatigue, and depression. Not only can I not live on a ramen noodle/mac & cheese diet, the cheapest gluten-free bread I’ve found is at Aldi’s for four bucks a loaf. $16.00 in SNAP benefits might keep me in bread for a month, but nothing else. I’m also diabetic, so I have to watch my intake of carbs in general. That means I need to eat fresh foods—salads, fresh or frozen veggies, non-processed meats, etc. I have high blood pressure and a tendency toward high cholesterol, so I have to watch my sodium and saturated fats. Those foods are all more expensive than their processed counterparts.

As for tap water—ours comes out cloudy and tastes like chlorinated dish water. Most people around here either buy bottled water or have filtration systems. I don’t like water anyway. But I keep bottles of tap water in my fridge and make tea with lots of artificial sweetener. Everyone tells me I should use Stevia because it’s natural. Have you seen what that stuff costs? I’ll take my chances with cancer and stick with aspartame.

I would love to live at or even just above the poverty level. Two thousand dollars a month? I know of apartment complexes downstate that don’t charge much more for rent than I’m paying now, include dishwashers, and are larger than my place. They also allow my cats. I had to move out of one when I bought a newer car. I moved up to the Chicago area and lived with my daughter until she got engaged and moved in with her then-fiancé and his kids. That’s when I moved in here. There just wasn’t room for all of us. My bed was in the living room. I cracked up the morning their priest came by and woke me. He about had a cardiac arrest when he came in and realized he was in my bedroom. I said, “Take a step to the left and you’ll be in my office, Father.”

I just don’t get why the government sets the poverty level so high, and then sets the ceiling for assistance so low. It simply doesn’t make sense. And if the Tea-baggers get their way, there will be no Social Security, no Medicare, no SNAP, no Planned Parenthood, and no Head Start.


But you know who haven’t had to worry a bit about where their next meals were coming from, or how to pay for their meds, or whether or not they’d be able to make their rent for the past forty years? Charles Manson and his cronies. How is that fair? I served my country and there I was with a string tied around my tooth. Yet those people killed a bunch of people, carved a baby out of a woman’s abdomen, and they gets better care than thousands of veterans like me. What’s wrong with this picture? Think about that, Tea-baggers.

Thanks for visiting.

Sunday, January 17, 2016

The Cats Of Cullaby Creek by Kimbra Kasch




Think The Animorphs” Grown Up

TAG LINE:

Love is in the air, something else is in the water

THE PLOT:

When Savannah meets Kyle, its love at first sight. And why wouldn't it be? He's perfect, as far as she can tell. But when she starts finding dead animals in her yard and hears something scratching at her window at night, she starts to worry. What’s worse? Kyle appears whenever things go wrong. Maybe he isn't everything she thought he was—maybe he's something more. It's a complete mystery until she discovers the water in Cullaby Creek is being bottled and sold as vitamin “infused” water. Mistic Water promises the impossible. And then, like a magical elixir, it delivers. People who drink it feel younger, smarter, faster...healthier. But it doesn’t take long before side effects hit. Everyone begins to change or “tate”. Some are becoming dangerous animals. Literally. And the secret to what they are tating into has to be in the water…or is it something more?

BIO:

I grew up in a family with 9 kids and grandma living in the back bedroom. Not surprising that I have a few stories to tell, especially since we only had one TV.

I spent my days reading and, later, trying to create another world where I could escape all those brothers and sisters—and grandma—by writing. Maybe that's why I love books so much. Well, that and the fact that I was near the end of that long sibling-chain and never had the clout to pick the TV shows we watched. But I'd run home after school to catch the last fifteen minutes of Barnabus Collins in Dark Shadows...

I still love to run or maybe I should say, I love to wog (a cross between walking and jogging).

Here in Portlandia, I love Halloween-themed runs—where people don costumes and run. It's a lot of fun...and I know those two words don't always go together: fun...and...run. But here, in the damp days of fall, it is. And, with all those Halloween-themed runs, I guess Dark Shadows had more of an influence than some people might think. Even today my favorite author is Stephen King. My all-time favorite book is Salem's Lot.

My favorite romance novels are The Hunger Games...okay, I know, it's really a survival book but isn't that what every romance novel is about—surviving the aftermath of everyday life and still having enough emotion left in your relationship, at the end of the day, to feel romantic? Then there were the romance series: Twilight, Fifty Shades, and more but I also love paranormal, horror and even light books like Dewey the Small Town Library Cat. Mainly, I just love to read…and write.

I've just had my first novel published and am looking to share it with the world. It's a story I was inspired to write after visiting Hamlet's Castle and seeing an enormous Viking statue down in the tunnels next to the dungeons.

Sorry to be so long-winded but did I say I love to write, and talk, and knit, and sew, and bake... I could go on but I'll stop by saying, I hope you'll stop by my blog, send me a tweet, or check out my Facebook page. I'll be sharing news about new books over there.

Thanks for listening and, hopefully, reading ;D

EXCERPT:

Kelly and Kyle

These two shared some sort of history. And now I was in the middle of their story.

Sparks flew through the air. But, they didn’t seem to notice—or maybe they just didn’t care how uncomfortable they were making the rest of us.

I scanned the room. The terribly odd thing was that while they stood in the center of the cafeteria—arguing—everyone’s eyes were on me.

What is so interesting about me?

After a few seconds, I heard whispered accusations slammed back and forth, like a ping-pong ball. My name, muttered in odd and angry tones. No one seemed to mind staring at me, but only the bravest few were sneaking sideways glances over at Kelly and Kyle, hoping no one noticed.

This wasn’t what I needed on my first day at a new school. I hadn’t come here looking for instant enemies, but I knew I’d accidentally stirred a private pot and things were already starting to boil.

I needed to do something and quick. From the sounds floating around me, if they got into an actual argument, I was going to get the blame.

I spit out the first words I could think to say, “What’s a new kid to do, after school, around here… for fun?”

Kyle sighed and chuckled, “That depends on what you’re hoping to find and what you think is fun.” He stepped back away from Kelly for a moment. “You big city kids always think something needs to be going on. But in real life, in a small town, not much ever happens.”

“We could ask my Mom to drive us into Astoria to do some shopping,” I suggested. It was a little too obvious—even to me—Kelly wanted me out of the picture and was trying everything she could think of to keep me away from Kyle. I almost felt sorry for her—but only for a second.

“Or,” Kyle sat down and nodded for me to join him. I could feel a warm rush of air and his scent worked its way up inside my head. I barely heard him finish, “We could go for a run.”

“What?” Kelly demanded, clenching her hands into tight-balled fists at her side.

“Savannah,” Kyle lowered his voice and said my name slow, putting an emphasis on the last syllable, like it was a soft sigh, ‘ah’. And, for the first time in my life, I loved the sound of my own name. “Is a runner. And she’s fast. Aren’t ‘cha?” He nudged me and moved even closer. I could barely think. His smell overpowered my senses; it was the sweet woodsy scent of him that took me by surprise. I closed my eyes and drank it in.

When I opened them back up, Kelly’s eyes were shooting red flames of rage straight at me.

I gazed at Kyle and felt a warmth in my stomach again. It was working its way up into my chest. “That’s not what you said this morning,” I laughed then spun away.

“You two went running this morning?” Her voice came out in a squeak that broke into a high-pitched screech, like fingernails on a chalkboard.

“Yeah,” Kyle said casually, then back to me he added, “And, I’d like to see how fast you are.”

I wondered if everything he said was going to have a double meaning but I wasn’t ready to question his motives. He was my only real friend in this place, and it looked like I was going to need a few because I was making more than a few enemies, without even trying.

“I could use the exercise,” I nodded, looking around the table at the other kids’ faces and wondering why no one else had said a single word. “Plus, you could show me around the town.”

“No problem,” Kyle agreed, and I couldn’t help looking forward to it, even though I knew Kelly wasn’t going to be happy about my running off with Kyle. “But I only think it’s fair to warn you, there’s not much to see—so don’t get your hopes set too high.”

“Great—I mean about the exercise,” I smiled, and without even thinking how it might sound, I added, “Then it’s a date.”

Kelly only heard one word and it was like I’d pulled back a rubber band—hard—and snapped it against her forehead.

She wailed like a wounded animal, “Agghhh!” and spun around on her heels, stomping out of the room.

Kyle shrugged and started to walk toward the exit, then he twisted around to call out, “I’ll meet you out by the flag post after seventh period.” His lips curled softly, throwing me a quick backwards nod, “And, remember, it’s a date.” The last thing I saw was his warm, sensual grin, as he glanced around the room before he gave me an exaggerated wink—meant more for everyone else to see than for me, and then he disappeared out into the hall.

I wished he would have used a different word because he didn’t need to rub it in.

I shrugged. Who cares? I told myself, he’s been the nicest person in the entire school. If it weren’t for Kyle, I wouldn’t want to ever come back to Mist High.

The rest of the day dragged on and on. All I wanted was to see Kyle again, with his sleek body and powerful frame. But what I found fascinating was the casual way he had about himself. He said whatever he wanted, while I worried about everything I said, how it would be taken, and what people would think of me.

Somehow, Kyle was working his way into my system, like a powerful drug. And I was beginning to feel addicted. I couldn’t wait for our meeting out by the flag post.

Finally, after what seemed like absolutely for…ev…er, the bell rang.

I rushed out of class, down the hall, and out the front doors of the school to meet up with Kyle.

But as I got closer, my spine tingled. Something was wrong. I could feel it. Then I knew why.

Kyle wasn’t standing underneath the flagpole; someone else was there, waiting for me.

“Kelly,” I muttered under my breath.

She stood beneath the red, white, and blue banner with an enormous grin carved into her face, like a giant jack-o-lantern beaming up at me. But this look was way more sinister and gloating. My knees suddenly felt weak and my throat went dry.

This girl just kept surprising me.

RELEASE DATE: January 19, 2016
ISBN: 978-1-62135-483-3

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